YAT Chat is the monthly blog of the NAIFA Young Advisors Team (YAT).

NAIFA is the only organization representing insurance and financial advisors regardless of the products they sell or the focus of their practice.

The NAIFA Life and Annuity Certified Professionals (LACP) certification serves consumers by recognizing financial professionals with a mark of distinction for their product knowledge, consultative sales process and compliance to ethical, legal, and regulatory requirements. LACP practitioners are held to a standard of excellence that defines and differentiates them from their peers and to the clients they serve.